Learning & Planning

Auto Learning Center

Accident Checklist

In the event you're in a car accident, the following instructions may be useful. Be sure to review and print out this page, and then save it in your car's glove compartment.

Right after the accident occurs:

Try to stay calm
Check to make sure anyone who needs medical help gets it right away
Move away from the vehicles and try to take steps to warn other motorists of the accident (put on hazards, light a flare, etc)
Call the police immediately

Information to gather:

Getting the correct information right away will help your claim go smoother. Be sure to get:

Personal information of the other driver(s) involved in the accident
Name(s)
Address(s)
Phone number(s)
Driver's license number(s)
License plate number(s)
Year, make and model of all vehicles involved
Name of insurance companies for all vehicles involved
Policy number of insurance companies
Name of the police department that reports to the accident scene
Street names of where the accident occurred
Description of the accident — speed, road conditions, time of day, any other helpful information

While at the accident scene:

Cooperate with the police department and answer their questions truthfully. Keep communication with the other party involved in the accident to a minimum, as information that is disclosed might affect your claim at a later date. Exchange only the information just listed.

Call us

Once you are safely home, notify Electric Insurance of your accident. We're here to help and the quicker you get in contact with us, the sooner we can expedite your claim and answer your questions. Call our Claims Center at 800.342.5342 to file your claim.

Regardless of the situation, Electric Insurance is committed to helping you in every way we can. We encourage you to call us during any stage of the claim process.